I have a savings, but put checking with direct deposit by mistake, in which I do not use direct deposit. They called up and asked me to fax a bank statement, then denied the loan after they asked me about the application. Will this affect me in any way?
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The only way it should affect you is that you got denied for the loan.
You need a checking account to get a payday loan.
Consider yourself lucky…
Cash Advance Loans are a ripoff and you pay way too much in interest. Not worth it.