It really all depends on where you live, because although there are several banks which span the country they may not have a branch and/or ATM close by.
There are certain banks which offer everything you mentioned. You may want to visit bankrate.com to compare charges.
Washington Mutual does not charge you for a checking account. However, the catch with them is that one day a month (that you choose, e.g. the 15th of each month), they will take a set amount of money from your checking and transfer it to your savings. This is good or bad… it helps to save, but if you are living paycheck to paycheck, it can be a hassle. Other than that, I think that Wamu is an awesome bank. I think that when you use a non Wamu ATM, they will not charge you (only the bank at which you are using the ATM). They aren’t in EVERY state, I know there isn’t one in Arkansas, but they are pretty much everywhere. I do not recommend US Bank. Bank of America is also a good bank, but they will charge you at the first opportunity they get! Don’t EVER overdraft! They are a great bank, but you have to keep a steady eye on your finances. Most other banks I know are statewide or regional.
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It really all depends on where you live, because although there are several banks which span the country they may not have a branch and/or ATM close by.
There are certain banks which offer everything you mentioned. You may want to visit bankrate.com to compare charges.
Washington Mutual does not charge you for a checking account. However, the catch with them is that one day a month (that you choose, e.g. the 15th of each month), they will take a set amount of money from your checking and transfer it to your savings. This is good or bad… it helps to save, but if you are living paycheck to paycheck, it can be a hassle. Other than that, I think that Wamu is an awesome bank. I think that when you use a non Wamu ATM, they will not charge you (only the bank at which you are using the ATM). They aren’t in EVERY state, I know there isn’t one in Arkansas, but they are pretty much everywhere. I do not recommend US Bank. Bank of America is also a good bank, but they will charge you at the first opportunity they get! Don’t EVER overdraft! They are a great bank, but you have to keep a steady eye on your finances. Most other banks I know are statewide or regional.