Generally money markets give you the best return on your money. Paypal offers pretty good returns. When I did a search on bankrate.com for my area Capital One, FSB was the best institution I had heard of at 4.55%.
Check out; http://www.GMACBank.com http://www.HSBCDirect.com http://www.INGDirect.com
FYI: Emigrant bank has very poor service. Their on line system is very weak. As an example;
In order to transfer between accounts at Emigrant you have to send the money to your checking account & then draw on it for the other account. Anytime you want to open a new account you must go through the “sign up” process all over again. Their CD offerings are weak. the don’t have no charge ATM cards. They don’t have checks.
Their recent line of defence to me was “our system is not like ING’s”. My favorites; GMAC and ING.
Best of luck!
Emigrant bank has a Dream Savers account that pays 4.5%. To open an account it takes 30 min and some personal information. There is no minimum, but you need to have a normal checking account with an American bank, to transfer money to your new account. ING Direct also has a very good account that pays 4.15%. The HSBC account has some conditions you may not be up to accepting. Look at the sources I cite and do your own research.
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Generally money markets give you the best return on your money. Paypal offers pretty good returns. When I did a search on bankrate.com for my area Capital One, FSB was the best institution I had heard of at 4.55%.
Check out;
http://www.GMACBank.com
http://www.HSBCDirect.com
http://www.INGDirect.com
FYI: Emigrant bank has very poor service. Their on line system is very weak. As an example;
In order to transfer between accounts at Emigrant you have to send the money to your checking account & then draw on it for the other account. Anytime you want to open a new account you must go through the “sign up” process all over again. Their CD offerings are weak. the don’t have no charge ATM cards. They don’t have checks.
Their recent line of defence to me was “our system is not like ING’s”. My favorites; GMAC and ING.
Best of luck!
Emigrant bank has a Dream Savers account that pays 4.5%. To open an account it takes 30 min and some personal information. There is no minimum, but you need to have a normal checking account with an American bank, to transfer money to your new account. ING Direct also has a very good account that pays 4.15%. The HSBC account has some conditions you may not be up to accepting. Look at the sources I cite and do your own research.