Or do I need a credit card to purchase things via the internet?
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If its from your savings it is just an ATM card.
If its from your checking its an ATM/debit check card.
You can not use a savings ATM card to make online purchases.
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savings is really 4 emergencies, like if u need 2 cover costs that regular pay can’t. the savings is supposed 2 b reserved 4 when u really need it. u save 4 a rainy day. if yer car breaks down, & u don’t have enough $$$ 2 pay the repair bill, u fall back on the savings reserve. 1 thing 2 remember is that yer gonna 1 day b old & yer gonna need savings