This savings bond is a $25.00 one purchased 30 years ago what is the value now?
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You can check the current value of any savings bond at Savingsbondwizard.com. It is a website done by the Department of the treasury.
Hello Anita M, I’m the Savings Bond Guru from SavingsBonds.com – I hope I can help answer your question.
First, be VERY CAREFUL, the answer about your bond’s maturity at only $25 is completely wrong, so please disregard that answer.
Here’s whats going on with that bond. To be 100% accurate, you’ll need to know what the Issue Date is on the bond. The issue date is on the top, right corner of the printed area of the bond in a circle and is the Month and Year of issue.
For this example we will assume the issue date of the bond was exactly 30 years ago, April 1978. You also usually need to know the Series of the bond, but since you said its 30 years old, it must be an E bond.
Usually, we recommend people go to SavingsBonds.com and use the Bond Guru service to value and track their bonds. There’s a 7-day trial of the service and you can value your bonds for free.
HOWEVER, since I have you here, I’ll just run a report for you and let you know what its worth:
An E Bond with Face Value of $25 and issue date April 1978 has a cash value of $108.54. (WOW!, thats A LOT more than $25 isnt it!) It earned $89.79 in interest giving it a live-time return of 5.94% over 30 years.
But, keep in mind, this bond has stopped earning interest and should be cashed in! IRS Regulations require you report this bond’s interest as of the date of its final maturity for that year’s taxes even if you don’t cash it in. So you’ll need to stay on top if it!
Hope this was helpful!
Good luck!
-The Savings Bond Guru
a series EE bond purchased 30 years ago is now worth its face value…EE bonds were purchased for %50 of their face value with a 30 year maturity.