in order to qualify for benefit, how can the DSS find out about this?
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They demand to see the last 3 months statements from all your Bank, Savings, Share Dealing etc. accounts.
They CAN’T investigate everyone .. there’s just too few staff and too many claimants .. in theory they could check with the Credit Reference Agencies (who have a list of all your Bank accounts) and run computer fraud detection software over the numbers ..
Fraud detection starts with suspicion .. eg. you turn up in an Armani suit and present exactly 3 months worth of pristine statements all neatly collated and showing minimal savings / money going through your accounts = Red Flag ..
You turn up in your gardening trousers and present a pile of tatty creased statements, some from 6 moths ago, some computer ‘on-line statement’ print outs, Bank / Card statements with highlighter pen marks & ‘?’ / ‘wtf is that ????’ next to some entries, a few late payments, a couple of dips into overdraft .. & pen scribbles showing estimates of future bills (and how to avoid going overdrawn again next month) .. Building Society statements showing monthly drawings heading towards zero or the exact same balance of “£1.01″ for the last 5 years … outstanding Credit Card balances heading towards their limits (or just being paid off each month with a Bank Account heading into overdraft)
They ask for Bank statements. If its a new bank account they get suspicious and contact all the banks and building societies. They have a very clever fraud office. Its Government, you cannot fool them.