2 Responses to How Much Money “should” One Have “saved” In A Term Deposit/savings Account ?

  1. livemore says:

    Depends on what you want to accomplish. You should have enough money to take care of your expenses for about three to six months. In today’s world, that time period is quickly becoming longer.
    About 25 years ago, the average middle class worker could make his/her rent or mortgage payment after one week or work. Today, that’s no longer true. Figure out how long it takes you to earn enough for your expenses, then multiply that by the number of weeks or months “the unexpected” might be an impact in your life. That’s how much cash on hand you’ll need.

  2. smartypa says:

    One rule is to have enough to live on for three to six months, all living expenses.