4 Responses to If I Spend All Of My Checking Account Money Will It Start Spending My Savings If I Continue To Buy More Stuff?

  1. Gorkbark Porkduke Gefunken Fubar says:

    No, your checks will bounce.

  2. STEVEN F says:

    You will overdraw your checking account. IF you have linked your savings account as ‘overdraft protection’, a transfer from your savings account will be made to cover the overdraft. There is normally a fee in this case.
    tax lady: ALL banks offer overdraft protection from your savings account. NONE automatically draw from savings, even though the PUSH the overdraft protection option.

  3. Anonymous says:

    It depends on what bank and what type of account you have. But usually spending over your checking limit will incur you a hefty fee, so you never want to do it. You should transfer money from your savings to your checking account first.

  4. Anonymous says:

    It depends on how your accounts are set up.
    *Some* banks will automatically overdraft to savings, but I think most won’t. If you overspend, you could be in for a nasty surprise.