UI just need a way to save my money without me taking it out every time I get it
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if you have this problem why not switch to saving bonds you can buy as low as $25.00 and you can not touch them for a year — after a year you should have great savings habits!!!
One thing that might be helpful would be to open an account at an online bank like INGdirect or HSBC. With those, it takes about 2-3 days for money to transfer back and forth between your checking account and your savings account.
Also, when you look at your checking account online or in a bank, you won’t be tempted by your savings balance since it’s in another bank. Out of sight, out of mind.