http://increase-savings.com Manage spend, debt and increase your savings Mon, 28 Nov 2011 21:21:57 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 http://increase-savings.com/do-i-need-either-a-checking-or-savings-account-to-cash-in-a-paycheck-or-any-other-check/ http://increase-savings.com/do-i-need-either-a-checking-or-savings-account-to-cash-in-a-paycheck-or-any-other-check/#comments Tue, 23 Feb 2010 06:38:29 +0000 External Contributor http://www.increase-savings.com/answers/do-i-need-either-a-checking-or-savings-account-to-cash-in-a-paycheck-or-any-other-check/ Forged checks have gotten so hard to catch that banks do not want to cash checks except for their own customers, who have an account. This means that you will need to open an account, most likely a checking account, since you can use checks to pay bills. Look for a no-cost checking account, perhaps by arranging the direct deposit of your paycheck to your account.
An alternative is to go to a check cashing service, but they will charge you to cash your check. Why not use a bank instead?

]]> http://increase-savings.com/do-i-need-either-a-checking-or-savings-account-to-cash-in-a-paycheck-or-any-other-check/feed/ 3 http://increase-savings.com/if-you-recieve-a-savings-bond-from-frost-bank-do-you-necessarily-have-to-cash-it-in-at-that-bank/ http://increase-savings.com/if-you-recieve-a-savings-bond-from-frost-bank-do-you-necessarily-have-to-cash-it-in-at-that-bank/#comments Sun, 14 Feb 2010 06:26:18 +0000 External Contributor http://www.increase-savings.com/answers/if-you-recieve-a-savings-bond-from-frost-bank-do-you-necessarily-have-to-cash-it-in-at-that-bank/ I want to know if i can cash in a savings bond at any bank

]]> http://increase-savings.com/if-you-recieve-a-savings-bond-from-frost-bank-do-you-necessarily-have-to-cash-it-in-at-that-bank/feed/ 3 http://increase-savings.com/how-much-cash-you-have-in-your-savings-for-emergency-fund/ http://increase-savings.com/how-much-cash-you-have-in-your-savings-for-emergency-fund/#comments Sat, 06 Feb 2010 00:28:40 +0000 External Contributor http://www.increase-savings.com/answers/how-much-cash-you-have-in-your-savings-for-emergency-fund/ Also if single or married and age

]]> http://increase-savings.com/how-much-cash-you-have-in-your-savings-for-emergency-fund/feed/ 5 http://increase-savings.com/if-i-have-a-savings-and-checking-account-already-at-a-bank-do-i-need-to-bring-an-id-to-cash-in-a-money-order/ http://increase-savings.com/if-i-have-a-savings-and-checking-account-already-at-a-bank-do-i-need-to-bring-an-id-to-cash-in-a-money-order/#comments Sat, 16 Jan 2010 12:27:42 +0000 External Contributor http://www.increase-savings.com/answers/if-i-have-a-savings-and-checking-account-already-at-a-bank-do-i-need-to-bring-an-id-to-cash-in-a-money-order/ I misplaced my ID, but need to cash the money order in. Thanks.

]]> http://increase-savings.com/if-i-have-a-savings-and-checking-account-already-at-a-bank-do-i-need-to-bring-an-id-to-cash-in-a-money-order/feed/ 5 http://increase-savings.com/how-does-one-put-in-the-bank-the-savings-of-25-yrs-of-cash-without-any-problems/ http://increase-savings.com/how-does-one-put-in-the-bank-the-savings-of-25-yrs-of-cash-without-any-problems/#comments Sat, 02 Jan 2010 12:41:43 +0000 External Contributor http://www.increase-savings.com/answers/how-does-one-put-in-the-bank-the-savings-of-25-yrs-of-cash-without-any-problems/ This is a lot of money that was rat-holed from employment that taxes were paid on.

]]> http://increase-savings.com/how-does-one-put-in-the-bank-the-savings-of-25-yrs-of-cash-without-any-problems/feed/ 5 http://increase-savings.com/when-is-the-soonest-that-i-can-cash-in-my-ee-savings-bonds/ http://increase-savings.com/when-is-the-soonest-that-i-can-cash-in-my-ee-savings-bonds/#comments Wed, 30 Dec 2009 00:30:12 +0000 External Contributor http://www.increase-savings.com/answers/when-is-the-soonest-that-i-can-cash-in-my-ee-savings-bonds/ I have some from 2005. Does that mean that I have to wait 28 more years?

]]> http://increase-savings.com/when-is-the-soonest-that-i-can-cash-in-my-ee-savings-bonds/feed/ 3 http://increase-savings.com/if-i-cash-in-savings-bonds-can-i-pay-my-wifes-student-loans-off-and-get-a-tax-credit-3/ http://increase-savings.com/if-i-cash-in-savings-bonds-can-i-pay-my-wifes-student-loans-off-and-get-a-tax-credit-3/#comments Mon, 21 Dec 2009 06:50:27 +0000 External Contributor http://www.increase-savings.com/answers/if-i-cash-in-savings-bonds-can-i-pay-my-wifes-student-loans-off-and-get-a-tax-credit-3/ I have a bond worth $12,000(10,000 face) and she has $12,000 in student loans from tuition from 2004. I know that you can avoid paying taxes on the interest you make on bonds if you use it to pay tuition for secondary schooling. Does it still apply for loans that are a couple years old? We are filing a joint return

]]> http://increase-savings.com/if-i-cash-in-savings-bonds-can-i-pay-my-wifes-student-loans-off-and-get-a-tax-credit-3/feed/ 2 http://increase-savings.com/if-i-cash-in-savings-bonds-can-i-pay-my-wifes-student-loans-off-and-get-a-tax-credit-2/ http://increase-savings.com/if-i-cash-in-savings-bonds-can-i-pay-my-wifes-student-loans-off-and-get-a-tax-credit-2/#comments Sun, 20 Dec 2009 12:39:11 +0000 External Contributor http://www.increase-savings.com/answers/if-i-cash-in-savings-bonds-can-i-pay-my-wifes-student-loans-off-and-get-a-tax-credit-2/ I have a bond worth $12,000(10,000 face) and she has $12,000 in student loans from tuition from 2004. I know that you can avoid paying taxes on the interest you make on bonds if you use it to pay tuition for secondary schooling. Does it still apply for loans that are a couple years old? We are filing a joint return

]]> http://increase-savings.com/if-i-cash-in-savings-bonds-can-i-pay-my-wifes-student-loans-off-and-get-a-tax-credit-2/feed/ 2 http://increase-savings.com/if-i-cash-in-savings-bonds-can-i-pay-my-wifes-student-loans-off-and-get-a-tax-credit/ http://increase-savings.com/if-i-cash-in-savings-bonds-can-i-pay-my-wifes-student-loans-off-and-get-a-tax-credit/#comments Sun, 20 Dec 2009 00:39:30 +0000 External Contributor http://www.increase-savings.com/answers/if-i-cash-in-savings-bonds-can-i-pay-my-wifes-student-loans-off-and-get-a-tax-credit/ I have a bond worth $12,000(10,000 face) and she has $12,000 in student loans from tuition from 2004. I know that you can avoid paying taxes on the interest you make on bonds if you use it to pay tuition for secondary schooling. Does it still apply for loans that are a couple years old? We are filing a joint return

]]> http://increase-savings.com/if-i-cash-in-savings-bonds-can-i-pay-my-wifes-student-loans-off-and-get-a-tax-credit/feed/ 2 http://increase-savings.com/how-do-i-cash-out-savings-bonds/ http://increase-savings.com/how-do-i-cash-out-savings-bonds/#comments Mon, 14 Dec 2009 07:21:15 +0000 External Contributor http://www.increase-savings.com/answers/how-do-i-cash-out-savings-bonds/ I got some EE type savings bonds circa 1986-1987 all together worth about 20,000$, I want to cash them out to pay off my car. The loan is at Hunington Bank, can I cash them out there? How would I pay the tax on them? Never done this before.

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