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	<title>How To Increase Your Savings &#187; credit</title>
	<atom:link href="http://increase-savings.com/tag/credit/feed/" rel="self" type="application/rss+xml" />
	<link>http://increase-savings.com</link>
	<description>Manage spend, debt and increase your savings</description>
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		<item>
		<title>If You Had The Money In Your Savings To Completely Pay Off Your Credit Card, Would You Do It?</title>
		<link>http://increase-savings.com/if-you-had-the-money-in-your-savings-to-completely-pay-off-your-credit-card-would-you-do-it/</link>
		<comments>http://increase-savings.com/if-you-had-the-money-in-your-savings-to-completely-pay-off-your-credit-card-would-you-do-it/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 06:27:36 +0000</pubDate>
		<dc:creator>External Contributor</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Completely]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Would]]></category>
		<category><![CDATA[Your]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/if-you-had-the-money-in-your-savings-to-completely-pay-off-your-credit-card-would-you-do-it/</guid>
		<description><![CDATA[Even if it depleted all of your savings?]]></description>
			<content:encoded><![CDATA[<p>Even if it depleted all of your savings?</p>
]]></content:encoded>
			<wfw:commentRss>http://increase-savings.com/if-you-had-the-money-in-your-savings-to-completely-pay-off-your-credit-card-would-you-do-it/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>Federal Tax: Is It Worth It To File The Retirement Savings Credit Form 8880?</title>
		<link>http://increase-savings.com/federal-tax-is-it-worth-it-to-file-the-retirement-savings-credit-form-8880/</link>
		<comments>http://increase-savings.com/federal-tax-is-it-worth-it-to-file-the-retirement-savings-credit-form-8880/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 18:38:18 +0000</pubDate>
		<dc:creator>External Contributor</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[8880]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[File]]></category>
		<category><![CDATA[Form]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Worth]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/federal-tax-is-it-worth-it-to-file-the-retirement-savings-credit-form-8880/</guid>
		<description><![CDATA[I file my own taxes&#8230;this year I finally noticed the credit for my 401K (deferred from my paycheck). I couldn&#8217;t figure how to do this form since it does not come with step by step instructions. I hate to pay&#8230;]]></description>
			<content:encoded><![CDATA[<p>I file my own taxes&#8230;this year I finally noticed the credit for my 401K (deferred from my paycheck).  I couldn&#8217;t figure how to do this form since it does not come with step by step instructions.  I hate to pay someone&#8230;especially if it ends up with me losing money.  I went to the IRS wesite&#8230;.got no help there on this matter.  Any help from you all would be greatly appreciated.  Thanks in advance.</p>
]]></content:encoded>
			<wfw:commentRss>http://increase-savings.com/federal-tax-is-it-worth-it-to-file-the-retirement-savings-credit-form-8880/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Can I Return Car To Credit Union? What Will Happen To My Savings In The Credit Union?</title>
		<link>http://increase-savings.com/can-i-return-car-to-credit-union-what-will-happen-to-my-savings-in-the-credit-union/</link>
		<comments>http://increase-savings.com/can-i-return-car-to-credit-union-what-will-happen-to-my-savings-in-the-credit-union/#comments</comments>
		<pubDate>Sun, 10 Jan 2010 12:36:16 +0000</pubDate>
		<dc:creator>External Contributor</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Happen]]></category>
		<category><![CDATA[Return]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Union]]></category>
		<category><![CDATA[What]]></category>
		<category><![CDATA[Will]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/can-i-return-car-to-credit-union-what-will-happen-to-my-savings-in-the-credit-union/</guid>
		<description><![CDATA[lost my job but have a car payment on new loan, can i just return my car to credit union? will i still be responsible for anything else? if they already have the car why will i still be responsible?]]></description>
			<content:encoded><![CDATA[<p>lost my job but have a car payment on new loan, can i just return my car to credit union? will i still be responsible for anything else?  if they already have the car why will i still be responsible?</p>
]]></content:encoded>
			<wfw:commentRss>http://increase-savings.com/can-i-return-car-to-credit-union-what-will-happen-to-my-savings-in-the-credit-union/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Should We Use Our Tax Return To Pay Off 1 Credit Card, Or Pay Most Of It And Then Put The Rest In Savings?</title>
		<link>http://increase-savings.com/should-we-use-our-tax-return-to-pay-off-1-credit-card-or-pay-most-of-it-and-then-put-the-rest-in-savings/</link>
		<comments>http://increase-savings.com/should-we-use-our-tax-return-to-pay-off-1-credit-card-or-pay-most-of-it-and-then-put-the-rest-in-savings/#comments</comments>
		<pubDate>Fri, 08 Jan 2010 06:39:59 +0000</pubDate>
		<dc:creator>External Contributor</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Most]]></category>
		<category><![CDATA[Rest]]></category>
		<category><![CDATA[Return]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Should]]></category>
		<category><![CDATA[Then]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/should-we-use-our-tax-return-to-pay-off-1-credit-card-or-pay-most-of-it-and-then-put-the-rest-in-savings/</guid>
		<description><![CDATA[Should we use our tax return to pay off one of our credit cards, or pay most of the balance and then put the rest in savings? By the way, we have no money saved at this point, that&#8217;s why&#8230;]]></description>
			<content:encoded><![CDATA[<p>Should we use our tax return to pay off one of our credit cards, or pay most of the balance and then put the rest in savings? By the way, we have no money saved at this point, that&#8217;s why we are in debt. Hoping to change this.<br />
Thanks!</p>
]]></content:encoded>
			<wfw:commentRss>http://increase-savings.com/should-we-use-our-tax-return-to-pay-off-1-credit-card-or-pay-most-of-it-and-then-put-the-rest-in-savings/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Is It Possible To Pay By Credit Card Into Someone Elses Savings Account Online?</title>
		<link>http://increase-savings.com/is-it-possible-to-pay-by-credit-card-into-someone-elses-savings-account-online/</link>
		<comments>http://increase-savings.com/is-it-possible-to-pay-by-credit-card-into-someone-elses-savings-account-online/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 00:44:01 +0000</pubDate>
		<dc:creator>External Contributor</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Account]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Elses]]></category>
		<category><![CDATA[Into]]></category>
		<category><![CDATA[Online]]></category>
		<category><![CDATA[Possible]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Someone]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/is-it-possible-to-pay-by-credit-card-into-someone-elses-savings-account-online/</guid>
		<description><![CDATA[Hey, i am looking at getting this puppy from a breeder down south and for the puppy to be considered sold there must be a deposit in his bank account. And i am just wondering is there a way i&#8230;]]></description>
			<content:encoded><![CDATA[<p>Hey, i am looking at getting this puppy from a breeder down south and for the puppy to be considered sold there must be a deposit in his bank account. And i am just wondering is there a way i can put money in his bank account on line from my credit card?</p>
]]></content:encoded>
			<wfw:commentRss>http://increase-savings.com/is-it-possible-to-pay-by-credit-card-into-someone-elses-savings-account-online/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What Is The Best Bank Or Credit Union For A Checking And Savings Account?</title>
		<link>http://increase-savings.com/what-is-the-best-bank-or-credit-union-for-a-checking-and-savings-account/</link>
		<comments>http://increase-savings.com/what-is-the-best-bank-or-credit-union-for-a-checking-and-savings-account/#comments</comments>
		<pubDate>Sun, 03 Jan 2010 00:48:12 +0000</pubDate>
		<dc:creator>External Contributor</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Account]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Best]]></category>
		<category><![CDATA[Checking]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Union]]></category>
		<category><![CDATA[What]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/what-is-the-best-bank-or-credit-union-for-a-checking-and-savings-account/</guid>
		<description><![CDATA[im looking for one where you can access your money the second you deposit it, no fees, no min balance unlimited check writing, and free checks.]]></description>
			<content:encoded><![CDATA[<p>im looking for one where you can access your money the second you deposit it, no fees,  no min balance unlimited check writing, and free checks.</p>
]]></content:encoded>
			<wfw:commentRss>http://increase-savings.com/what-is-the-best-bank-or-credit-union-for-a-checking-and-savings-account/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Could Funding A High Yield Savings Account From Credit Cards Make Money?</title>
		<link>http://increase-savings.com/could-funding-a-high-yield-savings-account-from-credit-cards-make-money/</link>
		<comments>http://increase-savings.com/could-funding-a-high-yield-savings-account-from-credit-cards-make-money/#comments</comments>
		<pubDate>Sat, 02 Jan 2010 18:43:01 +0000</pubDate>
		<dc:creator>External Contributor</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Account]]></category>
		<category><![CDATA[Cards]]></category>
		<category><![CDATA[Could]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[From]]></category>
		<category><![CDATA[Funding]]></category>
		<category><![CDATA[High]]></category>
		<category><![CDATA[Make]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Yield]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/could-funding-a-high-yield-savings-account-from-credit-cards-make-money/</guid>
		<description><![CDATA[For example, I have two credit cards. I&#8217;d withdraw my max limit from 1 card and deposit into a high yield money market account. Every 21 days I&#8217;d pay off one card with the other.]]></description>
			<content:encoded><![CDATA[<p>For example, I have two credit cards. I&#8217;d withdraw my max limit from 1 card and deposit into a high yield money market account. Every 21 days I&#8217;d pay off one card with the other.</p>
]]></content:encoded>
			<wfw:commentRss>http://increase-savings.com/could-funding-a-high-yield-savings-account-from-credit-cards-make-money/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>How Do I Start Developing Credit? I Just Turned 18 And Have A Checking And Savings Account?</title>
		<link>http://increase-savings.com/how-do-i-start-developing-credit-i-just-turned-18-and-have-a-checking-and-savings-account/</link>
		<comments>http://increase-savings.com/how-do-i-start-developing-credit-i-just-turned-18-and-have-a-checking-and-savings-account/#comments</comments>
		<pubDate>Thu, 31 Dec 2009 06:47:52 +0000</pubDate>
		<dc:creator>External Contributor</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Account]]></category>
		<category><![CDATA[Checking]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Developing]]></category>
		<category><![CDATA[Have]]></category>
		<category><![CDATA[Just]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Start]]></category>
		<category><![CDATA[Turned]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/how-do-i-start-developing-credit-i-just-turned-18-and-have-a-checking-and-savings-account/</guid>
		<description><![CDATA[IF YOU CANT GET YOUR PARENTS TO HELP YOU OR WANT TO DO IT ON YOUR OWN: Depending on where you bank (I know that Bank of America does), you may be able to apply for a &#8220;secured card&#8221; in&#8230;]]></description>
			<content:encoded><![CDATA[<p>IF YOU CANT GET YOUR PARENTS TO HELP YOU OR WANT TO DO IT ON YOUR OWN: Depending on where you bank (I know that Bank of America does), you may be able to apply for a &#8220;secured card&#8221; in which you pay a small deposit and the bank gives you a card with a low limit. Use the card and always pay the bill in full (early is even better than on time! learn this now to establish excellent bill paying habits <img src='http://increase-savings.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  After a few months the bank will upgrade you to a regular &#8220;unsecured card&#8221; and as you continue to use the card regularly and pay your bills on time your credit will be established. But after a year or so with the unsecured card you should get approved for higher amounts. You can even call your bank and request that they up your limits. Your interest rates may be higher, but as you improve you credit and always pay your bills on time (cant stress that enough!) your credit will become what you want it to be!</p>
]]></content:encoded>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>If I Cash In Savings Bonds Can I Pay My Wife&#8217;s Student Loans Off And Get A Tax Credit?</title>
		<link>http://increase-savings.com/if-i-cash-in-savings-bonds-can-i-pay-my-wifes-student-loans-off-and-get-a-tax-credit-3/</link>
		<comments>http://increase-savings.com/if-i-cash-in-savings-bonds-can-i-pay-my-wifes-student-loans-off-and-get-a-tax-credit-3/#comments</comments>
		<pubDate>Mon, 21 Dec 2009 06:50:27 +0000</pubDate>
		<dc:creator>External Contributor</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Bonds]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Student]]></category>
		<category><![CDATA[Wife's]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/if-i-cash-in-savings-bonds-can-i-pay-my-wifes-student-loans-off-and-get-a-tax-credit-3/</guid>
		<description><![CDATA[I have a bond worth $12,000(10,000 face) and she has $12,000 in student loans from tuition from 2004. I know that you can avoid paying taxes on the interest you make on bonds if you use it to pay tuition&#8230;]]></description>
			<content:encoded><![CDATA[<p>I have a bond worth $12,000(10,000 face) and she has $12,000 in student loans from tuition from 2004. I know that you can avoid paying taxes on the interest you make on bonds if you use it to pay tuition for secondary schooling. Does it still apply for loans that are a couple years old? We are filing a joint return</p>
]]></content:encoded>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>If I Cash In Savings Bonds Can I Pay My Wife&#8217;s Student Loans Off And Get A Tax Credit?</title>
		<link>http://increase-savings.com/if-i-cash-in-savings-bonds-can-i-pay-my-wifes-student-loans-off-and-get-a-tax-credit-2/</link>
		<comments>http://increase-savings.com/if-i-cash-in-savings-bonds-can-i-pay-my-wifes-student-loans-off-and-get-a-tax-credit-2/#comments</comments>
		<pubDate>Sun, 20 Dec 2009 12:39:11 +0000</pubDate>
		<dc:creator>External Contributor</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Bonds]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Student]]></category>
		<category><![CDATA[Wife's]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/if-i-cash-in-savings-bonds-can-i-pay-my-wifes-student-loans-off-and-get-a-tax-credit-2/</guid>
		<description><![CDATA[I have a bond worth $12,000(10,000 face) and she has $12,000 in student loans from tuition from 2004. I know that you can avoid paying taxes on the interest you make on bonds if you use it to pay tuition&#8230;]]></description>
			<content:encoded><![CDATA[<p>I have a bond worth $12,000(10,000 face) and she has $12,000 in student loans from tuition from 2004. I know that you can avoid paying taxes on the interest you make on bonds if you use it to pay tuition for secondary schooling. Does it still apply for loans that are a couple years old? We are filing a joint return</p>
]]></content:encoded>
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		<slash:comments>2</slash:comments>
		</item>
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