I am trying to save money but I have a terrible time! How much do you keep or try to keep in your savings or checking account at all times? Any suggestions on budgeting? I’m only a couple of years out of college and in my first “real job” so my income is fairly meager….
I’m trying to save up for downpayment for a house. I am hoping to be able to buy a house 6 months from now. I’m trying to save part of my paycheck for that but I was wondering, is there a better way than just keeping it in my savings account?
What are your savings strategies? Tips? Do you have different sub-accounts that you label for example… travel, gifts, emergency, etc… ? I heard it was good practice to keep different accounts but isn’t it hard to manage, keep track of it and know how much to allocate in each ones?
I opened up a new checking and savings account package with Chase bank with a higher interest, and want to know if there is any drawback to closing my old savings and checking account. I already closed my old savings account. Also Is 2.50% interest a year good for the amount 15-30K?
My fiance and I have been saving for a house down payment for about a year, accumulating $6,000 in a savings account with 4.5% interest. We will probably save for another 2 – 2 1/2 years. Should we leave our money where it is or consider investing it in a Mutual Fund? What are pros [...]
I currently have a savings and checking account with Chase. My parents are both members of a Metro Federal Credit Union here in Columbus because my dad is a federal employee. My dad told me his rates are lower and the credit union is a lot less greedy since it is a not-for-profit organization. He [...]