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	<title>How To Increase Your Savings &#187; Rate</title>
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	<link>http://increase-savings.com</link>
	<description>Manage spend, debt and increase your savings</description>
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		<item>
		<title>Where Can I Find Information About Middle Income Family Average Savings Rate, By State?</title>
		<link>http://increase-savings.com/where-can-i-find-information-about-middle-income-family-average-savings-rate-by-state/</link>
		<comments>http://increase-savings.com/where-can-i-find-information-about-middle-income-family-average-savings-rate-by-state/#comments</comments>
		<pubDate>Wed, 16 Dec 2009 12:27:43 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[About]]></category>
		<category><![CDATA[Average]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Find]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[middle]]></category>
		<category><![CDATA[Rate]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Where]]></category>

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		<description><![CDATA[i&#8217;m trying to work on a research project and i can&#8217;t find information for one of the questions i&#8217;m looking at. I&#8217;d like to know that the average savings rate for a middle income family ($44k-$75k) and the breakdown by state. if anyone knows a reputable site with this information, please let me know. thanks.]]></description>
			<content:encoded><![CDATA[<p>i&#8217;m trying to work on a research project and i can&#8217;t find information for one of the questions i&#8217;m looking at.  I&#8217;d like to know that the average savings rate for a middle income family ($44k-$75k) and the breakdown by state.  if anyone knows a reputable site with this information, please let me know.  thanks.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Is The Difference Between Yield And Rate On My Savings Bonds?</title>
		<link>http://increase-savings.com/what-is-the-difference-between-yield-and-rate-on-my-savings-bonds/</link>
		<comments>http://increase-savings.com/what-is-the-difference-between-yield-and-rate-on-my-savings-bonds/#comments</comments>
		<pubDate>Sun, 06 Dec 2009 00:46:44 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Between]]></category>
		<category><![CDATA[Bonds]]></category>
		<category><![CDATA[Difference]]></category>
		<category><![CDATA[Rate]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[What]]></category>
		<category><![CDATA[Yield]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/what-is-the-difference-between-yield-and-rate-on-my-savings-bonds/</guid>
		<description><![CDATA[i have some to cash in and found the same interest rate but different yields. i would rather keep a few that earn the most money. i have 237 bonds to weed through.]]></description>
			<content:encoded><![CDATA[<p>i have some to cash in and found the same interest rate but different yields. i would rather keep a few that earn the most money. i have 237 bonds to weed through.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Government Policy Could Be Used To Increase The National Savings Rate?</title>
		<link>http://increase-savings.com/what-government-policy-could-be-used-to-increase-the-national-savings-rate/</link>
		<comments>http://increase-savings.com/what-government-policy-could-be-used-to-increase-the-national-savings-rate/#comments</comments>
		<pubDate>Thu, 03 Dec 2009 18:45:11 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Could]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[increase]]></category>
		<category><![CDATA[national]]></category>
		<category><![CDATA[Policy]]></category>
		<category><![CDATA[Rate]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Used]]></category>
		<category><![CDATA[What]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/what-government-policy-could-be-used-to-increase-the-national-savings-rate/</guid>
		<description><![CDATA[How about not taxing the interest on savings accounts. Savings accounts are the savings device of choice for the lower to mid income people. These are the very people that we need to encourage to save.]]></description>
			<content:encoded><![CDATA[<p>How about not taxing the interest on savings accounts.  Savings accounts are the savings device of choice for the lower to mid income people.  These are the very people that we need to encourage to save.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Are People Going To Do With Their Savings If The Interest Rate Goes To Zero Or Near Zero?</title>
		<link>http://increase-savings.com/what-are-people-going-to-do-with-their-savings-if-the-interest-rate-goes-to-zero-or-near-zero/</link>
		<comments>http://increase-savings.com/what-are-people-going-to-do-with-their-savings-if-the-interest-rate-goes-to-zero-or-near-zero/#comments</comments>
		<pubDate>Sun, 29 Nov 2009 06:36:04 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Goes]]></category>
		<category><![CDATA[Going]]></category>
		<category><![CDATA[Interest]]></category>
		<category><![CDATA[people]]></category>
		<category><![CDATA[Rate]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Their]]></category>
		<category><![CDATA[What]]></category>
		<category><![CDATA[With]]></category>
		<category><![CDATA[Zero]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/what-are-people-going-to-do-with-their-savings-if-the-interest-rate-goes-to-zero-or-near-zero/</guid>
		<description><![CDATA[It will be a case of under the mattress rather than let banks use your money for nothing!]]></description>
			<content:encoded><![CDATA[<p>It will be a case of under the mattress rather than let banks use your money for nothing!</p>
]]></content:encoded>
			<wfw:commentRss>http://increase-savings.com/what-are-people-going-to-do-with-their-savings-if-the-interest-rate-goes-to-zero-or-near-zero/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are There Any Savings Accounts That Earn A Good Interest Rate Monthly?</title>
		<link>http://increase-savings.com/are-there-any-savings-accounts-that-earn-a-good-interest-rate-monthly/</link>
		<comments>http://increase-savings.com/are-there-any-savings-accounts-that-earn-a-good-interest-rate-monthly/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 12:44:12 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Accounts]]></category>
		<category><![CDATA[Earn]]></category>
		<category><![CDATA[Good]]></category>
		<category><![CDATA[Interest]]></category>
		<category><![CDATA[Monthly]]></category>
		<category><![CDATA[Rate]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[That]]></category>
		<category><![CDATA[There]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/are-there-any-savings-accounts-that-earn-a-good-interest-rate-monthly/</guid>
		<description><![CDATA[I see all these large investment firms offering small interest rates over an entire year and I know they are making returns 100 times over within that same time frame with my money. Is there anyone out there that appreciates my money as much as me and gives me a interest rate worth investing in?]]></description>
			<content:encoded><![CDATA[<p>I see all these large investment firms offering small interest rates over an entire year and I know they are making returns 100 times over within that same time frame with my money. Is there anyone out there that appreciates my money as much as me and gives me a interest rate worth investing in?</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can You Lose More Money In Your Savings Than Checking If Your Interest Rate Is Lower Than The Inflation Rate?</title>
		<link>http://increase-savings.com/can-you-lose-more-money-in-your-savings-than-checking-if-your-interest-rate-is-lower-than-the-inflation-rate/</link>
		<comments>http://increase-savings.com/can-you-lose-more-money-in-your-savings-than-checking-if-your-interest-rate-is-lower-than-the-inflation-rate/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 06:38:44 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Checking]]></category>
		<category><![CDATA[Interest]]></category>
		<category><![CDATA[Lose]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[More]]></category>
		<category><![CDATA[Rate]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Than]]></category>
		<category><![CDATA[Your]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/can-you-lose-more-money-in-your-savings-than-checking-if-your-interest-rate-is-lower-than-the-inflation-rate/</guid>
		<description><![CDATA[That is interest rate is lower than the inflation rate for your savings..]]></description>
			<content:encoded><![CDATA[<p>That is interest rate is lower than the inflation rate for your savings..</p>
]]></content:encoded>
			<wfw:commentRss>http://increase-savings.com/can-you-lose-more-money-in-your-savings-than-checking-if-your-interest-rate-is-lower-than-the-inflation-rate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is It Better To Put My Money In An Isa With Lower Interest Rate Or A Standard Savings At A Higher Rate?</title>
		<link>http://increase-savings.com/is-it-better-to-put-my-money-in-an-isa-with-lower-interest-rate-or-a-standard-savings-at-a-higher-rate/</link>
		<comments>http://increase-savings.com/is-it-better-to-put-my-money-in-an-isa-with-lower-interest-rate-or-a-standard-savings-at-a-higher-rate/#comments</comments>
		<pubDate>Sat, 07 Nov 2009 00:28:00 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Better]]></category>
		<category><![CDATA[Higher]]></category>
		<category><![CDATA[Interest]]></category>
		<category><![CDATA[Lower]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Rate]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Standard]]></category>
		<category><![CDATA[With]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/is-it-better-to-put-my-money-in-an-isa-with-lower-interest-rate-or-a-standard-savings-at-a-higher-rate/</guid>
		<description><![CDATA[My current ISA has dropped to a stupidly low rate and the alternatives are all a bit rubbish&#8230; ING offers a Savings Account at 5.0% for 12 months (with a 2.17% bonus) but their ISA only has a rate of 3.69% for 6 months&#8230; How do I compare the difference?]]></description>
			<content:encoded><![CDATA[<p>My current ISA has dropped to a stupidly low rate and the alternatives are all a bit rubbish&#8230; ING offers<br />
a Savings Account at 5.0% for 12 months (with a 2.17% bonus) but their ISA only has a rate of 3.69% for 6 months&#8230; How do I compare the difference?</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Is A Savings Interest Rate Exactly?</title>
		<link>http://increase-savings.com/what-is-a-savings-interest-rate-exactly/</link>
		<comments>http://increase-savings.com/what-is-a-savings-interest-rate-exactly/#comments</comments>
		<pubDate>Sun, 18 Oct 2009 18:26:40 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Exactly]]></category>
		<category><![CDATA[Interest]]></category>
		<category><![CDATA[Rate]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[What]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/what-is-a-savings-interest-rate-exactly/</guid>
		<description><![CDATA[I don&#8217;t understand bank interest rates. my bank has a 0.10% interest rates on the savings account. I want to put some money on there and start saving up for certain things I need but I don&#8217;t understand what the interest rates are supposed to do? will I get 0.10% deducted from my savings just [...]]]></description>
			<content:encoded><![CDATA[<p>I don&#8217;t understand bank interest rates. my bank has a 0.10% interest rates on the savings account. I want to put some money on there and start saving up for certain things I need but I don&#8217;t understand what the interest rates are supposed to do? will I get 0.10% deducted from my savings just because banks like to charge you for everything? or what exactly does that mean? please explain clearly, I&#8217;m a banking novice lol. thanks.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do I Get Taxed When I Have A High Interest Rate Savings Account?</title>
		<link>http://increase-savings.com/do-i-get-taxed-when-i-have-a-high-interest-rate-savings-account/</link>
		<comments>http://increase-savings.com/do-i-get-taxed-when-i-have-a-high-interest-rate-savings-account/#comments</comments>
		<pubDate>Sat, 10 Oct 2009 12:36:08 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Account]]></category>
		<category><![CDATA[Have]]></category>
		<category><![CDATA[High]]></category>
		<category><![CDATA[Interest]]></category>
		<category><![CDATA[Rate]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[taxed]]></category>
		<category><![CDATA[When]]></category>

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		<description><![CDATA[iam just asking because ive come into inheritence of 1 mill. if i put that in a high interest savings account and live off that . e.g 5% interest meaning i get 50k a yr just by that and i live off that money. as in not work. would i be charged tax and how [...]]]></description>
			<content:encoded><![CDATA[<p>iam just asking because ive come into inheritence of 1 mill.<br />
if i put that in a high interest savings account and live off that . e.g 5% interest meaning i get 50k a yr just by that and i live off that money. as in not work.<br />
would i be charged tax and how much tax will i have to pay for getting 50k a yr from the interest only?</p>
]]></content:encoded>
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		</item>
		<item>
		<title>What Determines The Interest Rate A Bank Offers You On Your Savings And Lendings?</title>
		<link>http://increase-savings.com/what-determines-the-interest-rate-a-bank-offers-you-on-your-savings-and-lendings/</link>
		<comments>http://increase-savings.com/what-determines-the-interest-rate-a-bank-offers-you-on-your-savings-and-lendings/#comments</comments>
		<pubDate>Sun, 27 Sep 2009 18:39:07 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Determines]]></category>
		<category><![CDATA[Interest]]></category>
		<category><![CDATA[Lendings]]></category>
		<category><![CDATA[Offers]]></category>
		<category><![CDATA[Rate]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[What]]></category>
		<category><![CDATA[Your]]></category>

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		<description><![CDATA[Is it the capital structure? many banks offer different rates, why? Is it their level of risk and is this in any way related to their capital strucure?]]></description>
			<content:encoded><![CDATA[<p>Is it the capital structure? many banks offer different rates, why? Is it their level of risk and is this in any way related to their capital strucure?</p>
]]></content:encoded>
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