Tag Archives: Rate

What Government Policy Could Be Used To Increase The National Savings Rate?

How about not taxing the interest on savings accounts. Savings accounts are the savings device of choice for the lower to mid income people. These are the very people that we need to encourage to save.

What Are People Going To Do With Their Savings If The Interest Rate Goes To Zero Or Near Zero?

It will be a case of under the mattress rather than let banks use your money for nothing!

Are There Any Savings Accounts That Earn A Good Interest Rate Monthly?

I see all these large investment firms offering small interest rates over an entire year and I know they are making returns 100 times over within that same time frame with my money. Is there anyone out there that appreciates…

Can You Lose More Money In Your Savings Than Checking If Your Interest Rate Is Lower Than The Inflation Rate?

That is interest rate is lower than the inflation rate for your savings..

Is It Better To Put My Money In An Isa With Lower Interest Rate Or A Standard Savings At A Higher Rate?

My current ISA has dropped to a stupidly low rate and the alternatives are all a bit rubbish… ING offers a Savings Account at 5.0% for 12 months (with a 2.17% bonus) but their ISA only has a rate of…

What Is A Savings Interest Rate Exactly?

I don’t understand bank interest rates. my bank has a 0.10% interest rates on the savings account. I want to put some money on there and start saving up for certain things I need but I don’t understand what the…

What Determines The Interest Rate A Bank Offers You On Your Savings And Lendings?

Is it the capital structure? many banks offer different rates, why? Is it their level of risk and is this in any way related to their capital strucure?

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