Tag Archives: Theory

Is The "buy And Hold" Theory Of Owning Mutual Funds For Retirement Savings Now Defunct?

The “buy and hold” folks have for many years said that the stock market averages a 7% return annually, and to keep investing in a diversified portfolio of mutual funds representing stocks and some bonds. But many investors following this strategy lost 30 – 45% of their retirement portfolio value in the last six months [...]

Posted in Q&A's | Also tagged , , , , , , , | Comments closed
  • Thinking of investing your savings?


    While increasing your savings is good, multiplying your money through smart investments feels great - there are lots of opportunities out there and you can be successful if you're arming yourself with the right information.

    Where to start?

    If you're going to try your luck on the stock market or trading options, first start by learning the basics and delay as much as possible buying real positions. One way of getting hands-on experience with the markets is through online trading - either forex or binary options are good learning grounds and most online brokers offer trial accounts free of charge (if you're wondering what are binary options, 24option.com has very good resources on it, besides offering a free practice account and a wealth of information about binary trading in general). Final warning for the very eager: binary options are exotic financial instruments; real trading involves substantial risk of monetary loss.