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<channel>
	<title>How To Increase Your Savings &#187; There</title>
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	<link>http://increase-savings.com</link>
	<description>Manage spend, debt and increase your savings</description>
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		<item>
		<title>If You Owe Irs For Back Taxes And Have No Assets, Savings And Live Check To Check. R There Any Hardship Exemp?</title>
		<link>http://increase-savings.com/if-you-owe-irs-for-back-taxes-and-have-no-assets-savings-and-live-check-to-check-r-there-any-hardship-exemp/</link>
		<comments>http://increase-savings.com/if-you-owe-irs-for-back-taxes-and-have-no-assets-savings-and-live-check-to-check-r-there-any-hardship-exemp/#comments</comments>
		<pubDate>Wed, 09 Dec 2009 06:43:00 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Assets]]></category>
		<category><![CDATA[Back]]></category>
		<category><![CDATA[Check]]></category>
		<category><![CDATA[Hardship]]></category>
		<category><![CDATA[Have]]></category>
		<category><![CDATA[Live]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[There]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/if-you-owe-irs-for-back-taxes-and-have-no-assets-savings-and-live-check-to-check-r-there-any-hardship-exemp/</guid>
		<description><![CDATA[ive heard there is hardship form you can fill out to have your tax debt completely waived or signifigantly reduced if you dont have the assets or income to satisfy your irs obligation, is this true?]]></description>
			<content:encoded><![CDATA[<p>ive heard there is hardship form you can fill out to have your tax debt completely waived or signifigantly reduced if you dont have the assets or income to satisfy your irs obligation, is this true?</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Is There A Savings Account Out There Where You Can Deposit Money Into But Cant With Drawl Until A Certain Date?</title>
		<link>http://increase-savings.com/is-there-a-savings-account-out-there-where-you-can-deposit-money-into-but-cant-with-drawl-until-a-certain-date/</link>
		<comments>http://increase-savings.com/is-there-a-savings-account-out-there-where-you-can-deposit-money-into-but-cant-with-drawl-until-a-certain-date/#comments</comments>
		<pubDate>Fri, 27 Nov 2009 13:29:14 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Account]]></category>
		<category><![CDATA[Can't]]></category>
		<category><![CDATA[Deposit]]></category>
		<category><![CDATA[Into]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[There]]></category>
		<category><![CDATA[Where]]></category>
		<category><![CDATA[With]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/is-there-a-savings-account-out-there-where-you-can-deposit-money-into-but-cant-with-drawl-until-a-certain-date/</guid>
		<description><![CDATA[Im trying to sort of &#8220;lock in&#8221; my money so im not tempted to use it.]]></description>
			<content:encoded><![CDATA[<p>Im trying to sort of &#8220;lock in&#8221; my money so im not tempted to use it.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are There Any Savings Accounts That Earn A Good Interest Rate Monthly?</title>
		<link>http://increase-savings.com/are-there-any-savings-accounts-that-earn-a-good-interest-rate-monthly/</link>
		<comments>http://increase-savings.com/are-there-any-savings-accounts-that-earn-a-good-interest-rate-monthly/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 12:44:12 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Accounts]]></category>
		<category><![CDATA[Earn]]></category>
		<category><![CDATA[Good]]></category>
		<category><![CDATA[Interest]]></category>
		<category><![CDATA[Monthly]]></category>
		<category><![CDATA[Rate]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[That]]></category>
		<category><![CDATA[There]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/are-there-any-savings-accounts-that-earn-a-good-interest-rate-monthly/</guid>
		<description><![CDATA[I see all these large investment firms offering small interest rates over an entire year and I know they are making returns 100 times over within that same time frame with my money. Is there anyone out there that appreciates my money as much as me and gives me a interest rate worth investing in?]]></description>
			<content:encoded><![CDATA[<p>I see all these large investment firms offering small interest rates over an entire year and I know they are making returns 100 times over within that same time frame with my money. Is there anyone out there that appreciates my money as much as me and gives me a interest rate worth investing in?</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Has Anyone Been Scammed By There 401k And Lost All Of Their Savings?</title>
		<link>http://increase-savings.com/has-anyone-been-scammed-by-there-401k-and-lost-all-of-their-savings/</link>
		<comments>http://increase-savings.com/has-anyone-been-scammed-by-there-401k-and-lost-all-of-their-savings/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 12:32:56 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Anyone]]></category>
		<category><![CDATA[been]]></category>
		<category><![CDATA[Lost]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Scammed]]></category>
		<category><![CDATA[Their]]></category>
		<category><![CDATA[There]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/has-anyone-been-scammed-by-there-401k-and-lost-all-of-their-savings/</guid>
		<description><![CDATA[Economist still think that contributing to a 401k will help you retire. In a voltile economy you&#8217;d be better off putting moeny in your own pocket. Think of this most companies only hire workers part time and flip them once they are elegabe for benifits. All that time you pay into a 401k legally if [...]]]></description>
			<content:encoded><![CDATA[<p>Economist still think that contributing to a 401k will help you retire. In a voltile economy you&#8217;d be better off putting moeny in your own pocket. Think of this most companies only hire workers part time and flip them once they are elegabe for benifits. All that time you pay into a 401k legally if you don&#8217;t stay with that company for a certain period of time you loose that benifit and the company pockets all that moeny that you put in. So do you really think that 401k&#8217;s are a good idea when a company has total control over the accounts. What are you thoughts on this?</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Is There Still Daylight Savings Time?</title>
		<link>http://increase-savings.com/why-is-there-still-daylight-savings-time/</link>
		<comments>http://increase-savings.com/why-is-there-still-daylight-savings-time/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 12:37:03 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Daylight]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[still]]></category>
		<category><![CDATA[There]]></category>
		<category><![CDATA[Time]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/why-is-there-still-daylight-savings-time/</guid>
		<description><![CDATA[I mean, wasn&#8217;t that established 1 or 2 hundred years ago? And wasn&#8217;t it originally for farmers, so they&#8217;d have more &#8220;daylight&#8221; during the farming months? Isn&#8217;t there a lot less need for this archaic system now? Okay, bottom line: It takes the human body 3 weeks to fully adjust to any new habit. So [...]]]></description>
			<content:encoded><![CDATA[<p>I mean, wasn&#8217;t that established 1 or 2 hundred years ago? And wasn&#8217;t it originally for farmers, so they&#8217;d have more &#8220;daylight&#8221; during the farming months? Isn&#8217;t there a lot less need for this archaic system now?<br />
Okay, bottom line: It takes the human body 3 weeks to fully adjust to any new habit. So this means for 6 weeks out of the year people&#8217;s habits are all screwed up, thereby contributing to the general level of craziness in the world. Not to mention those of us who aren&#8217;t morning people anyway. Talk about GRUMPY!<br />
Can we abolish this please?<br />
Why the hell did they just change the dates for it? Ok, that&#8217;s actually kinda a second question.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Would There Be Enough Money In Fdic To Pay Everyone Who Lost Their Life Savings In A Total Banking Colapse?</title>
		<link>http://increase-savings.com/would-there-be-enough-money-in-fdic-to-pay-everyone-who-lost-their-life-savings-in-a-total-banking-colapse/</link>
		<comments>http://increase-savings.com/would-there-be-enough-money-in-fdic-to-pay-everyone-who-lost-their-life-savings-in-a-total-banking-colapse/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 07:01:32 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[enough]]></category>
		<category><![CDATA[Everyone]]></category>
		<category><![CDATA[Fdic]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[Lost]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Their]]></category>
		<category><![CDATA[There]]></category>
		<category><![CDATA[Would]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/would-there-be-enough-money-in-fdic-to-pay-everyone-who-lost-their-life-savings-in-a-total-banking-colapse/</guid>
		<description><![CDATA[If Obama let all the banks fail there would be a complete panic and Everyone would try to get their money out. So ,saving the banks was bad because they were managed poorly, and greedy? Obama should have let them all close their doors, right? Sounds like a pretty bad idea to me.]]></description>
			<content:encoded><![CDATA[<p>If Obama let all the banks fail there would be a complete panic and Everyone would try to get their money out. So ,saving the banks was bad because they were managed poorly, and  greedy? Obama should have let them all close their doors, right? Sounds like a pretty bad idea to me.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Will There Be Future Political Turmoil Over Taxing Retirement Savings Plans?</title>
		<link>http://increase-savings.com/will-there-be-future-political-turmoil-over-taxing-retirement-savings-plans/</link>
		<comments>http://increase-savings.com/will-there-be-future-political-turmoil-over-taxing-retirement-savings-plans/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 18:39:53 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Future]]></category>
		<category><![CDATA[Over]]></category>
		<category><![CDATA[Plans]]></category>
		<category><![CDATA[Political]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Taxing]]></category>
		<category><![CDATA[There]]></category>
		<category><![CDATA[Turmoil]]></category>
		<category><![CDATA[Will]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/will-there-be-future-political-turmoil-over-taxing-retirement-savings-plans/</guid>
		<description><![CDATA[Many of us are contributing to 401k and other retirement plans and some of us are contributing a larger % of our gross pay than others. Some are contributing little or nothing. Will the day come when those that did not use their offered plans to save look at those that are comfortably retired and [...]]]></description>
			<content:encoded><![CDATA[<p>Many of us are contributing to 401k and other retirement plans and some of us are contributing a larger % of our gross pay than others. Some are contributing little or nothing.<br />
Will the day come when those that did not use their offered plans to save look at those that are comfortably retired and say ( That&#8217;s not fair ! ) . And then demand that congress and the president impose major taxes on those that have saved so those that didn&#8217;t can reap their share of redistribution of wealth.<br />
And will the political parties be split along those lines.<br />
Does anybody else see this coming?</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Have Some Money In Savings Account Just Sitting There. What Would Be The Best Way To Invest It?</title>
		<link>http://increase-savings.com/i-have-some-money-in-savings-account-just-sitting-there-what-would-be-the-best-way-to-invest-it/</link>
		<comments>http://increase-savings.com/i-have-some-money-in-savings-account-just-sitting-there-what-would-be-the-best-way-to-invest-it/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 12:25:32 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Account]]></category>
		<category><![CDATA[Have]]></category>
		<category><![CDATA[Just]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Sitting]]></category>
		<category><![CDATA[Some]]></category>
		<category><![CDATA[There]]></category>
		<category><![CDATA[What]]></category>
		<category><![CDATA[Would]]></category>

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		<description><![CDATA[I have about 1000 dollars in my bank account that has been sitting there for a few years now. People tell me I should put it in a money market account. What would be the best way to invest it while not risking too much?]]></description>
			<content:encoded><![CDATA[<p>I have about 1000 dollars in my bank account that has been sitting there for a few years now. People tell me I should put it in a money market account. What would be the best way to invest it while not risking too much?</p>
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		<slash:comments>0</slash:comments>
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		<title>How Are Burial Expenses Covered When There Isn&#039;t Enough Money In The Deceased Savings Account?</title>
		<link>http://increase-savings.com/how-are-burial-expenses-covered-when-there-isnt-enough-money-in-the-deceased-savings-account/</link>
		<comments>http://increase-savings.com/how-are-burial-expenses-covered-when-there-isnt-enough-money-in-the-deceased-savings-account/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 06:28:44 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[Burial]]></category>
		<category><![CDATA[Covered]]></category>
		<category><![CDATA[Deceased]]></category>
		<category><![CDATA[enough]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[Isn't]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[There]]></category>
		<category><![CDATA[When]]></category>

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		<description><![CDATA[Should it come out of the life insurance policy or what?]]></description>
			<content:encoded><![CDATA[<p>Should it come out of the life insurance policy or what?</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Much Can I Safely Withdraw From My Retirement Savings Without Running Out Of Money?  Is There A Formula?</title>
		<link>http://increase-savings.com/how-much-can-i-safely-withdraw-from-my-retirement-savings-without-running-out-of-money-is-there-a-formula/</link>
		<comments>http://increase-savings.com/how-much-can-i-safely-withdraw-from-my-retirement-savings-without-running-out-of-money-is-there-a-formula/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 06:49:56 +0000</pubDate>
		<dc:creator>Increase Savings</dc:creator>
				<category><![CDATA[Q&A's]]></category>
		<category><![CDATA[From]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Much]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Running]]></category>
		<category><![CDATA[Safely]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[There]]></category>
		<category><![CDATA[Withdraw]]></category>
		<category><![CDATA[Without]]></category>

		<guid isPermaLink="false">http://www.increase-savings.com/answers/how-much-can-i-safely-withdraw-from-my-retirement-savings-without-running-out-of-money-is-there-a-formula/</guid>
		<description><![CDATA[I am planning on an early retirement and need to know what portion of my nest egg I can use to supplement my other sources of income without fear that I will end up with zero. I have another 40-50 years of life expectancy and plan to continue to invest the remaining balance as I [...]]]></description>
			<content:encoded><![CDATA[<p>I am planning on an early retirement and need to know what portion of my nest egg I can use to supplement my other sources of income without fear that I will end up with zero.  I have another 40-50 years of life expectancy and plan to continue to invest the remaining balance as I make once-a-year withdrawals.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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