When Is The Soonest That I Can Cash In My Ee Savings Bonds?

I have some from 2005. Does that mean that I have to wait 28 more years?

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3 Responses to When Is The Soonest That I Can Cash In My Ee Savings Bonds?

  1. Anonymous says:
    December 30, 2009 at 3:25 am

    Cash them in whenever you want; but won’t get full value.
    Redemption Information
    Minimum term of ownership: 1 year
    Interest-earning period: 30 years
    Early redemption penalties:
    Before 5 years, forfeit 3 most recent months’ interest
    After 5 years, no penalty

  2. missi says:
    December 30, 2009 at 4:36 am

    no you don’t have to but those are educational bonds that should be used for schooling if they are not then you will have to pay taxes and penalties on you tax return the year you cash them in.

  3. comic book guy says:
    December 30, 2009 at 7:24 am

    after one year you can cash them, but you will lose some intrest as a penalty for cashing early.